Efayomi Carr - Principal at Flourish Ventures Embedded finance, or the integration of traditional retail financial services into platforms that consumers use on a daily basis, has gathered momentum during the pandemic. We have seen the development of new fintech solutions have disrupted the banking industry. Efayomi Carr, Principal at Flourish Ventures has interacted with his fair share of start-ups that offer embedded finance as part of their services, and he joins us to elaborate more on the significance of the technology to the finance sector. How does FinTech contribute to the economy of Kenya? FinTech has established itself as a significant engine of economic development by accelerating financial inclusion and rapidly offering innovative financial solutions. While Kenya is a FinTech pioneer, greater effect may be accomplished by permitting more innovation and bringing more investment into Fintech. A supportive regulatory environment is critical in recruiting new market particip